Rooted in Hazleton, Pennsylvania
Your next chapter
starts with
possibility.
A fresh start with your credit. A place to call home.
Let’s talk about what comes next for you.
Credit / Mortgage Formula
Plan your next chapter
What could home look like?
Explore a monthly payment estimate.
Change the numbers to see what fits your plans.
Sample figures, not an advertised rate or quote. All amounts in US dollars.
Taxes, insurance & other costs
Enter estimates for your property. Mortgage insurance may apply, particularly with a smaller down payment; it is not calculated automatically.
Estimated monthly housing payment
—/ month
- Principal & interest
- —
- Property taxes
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- Home insurance
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- Mortgage insurance
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- HOA fees
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- Loan amount
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With your alternative down payment
—Same interest rate, term, property taxes, home insurance and HOA fees.Illustrative fixed-rate estimate, not a loan offer, approval, or affordability assessment. Excludes closing costs, maintenance, utilities and any costs you have not entered. Taxes and insurance can change. Calculations stay in your browser; nothing is sent or saved. Understand homebuying costs.
Mortgage Formula03 / 04
Home loan
inquiries
Make room for what comes next.
Planning to buy a home? Connect about residential mortgage options and the next steps for your homebuying goals. Start with where you are now and what you have in mind.
Talk about a home loanLoan programs, eligibility, and availability require confirmation. No financing approval is guaranteed.
Scroll or use the arrows to explore services. Swipe left or right.
A local connection
Real goals.
A conversation
with Lorenzo.
Connect with Lorenzo Wright at Credit / Mortgage Formula in Hazleton. Bring your questions, share what you’re working toward, and ask which services fit your needs.
100 West Broad Street, #118
Hazleton, PA 18201
Please call before visiting.
Before we talk
A little clarity
goes a long way.
You don’t need to have every answer before reaching out. These are a few useful places to begin.
Have another question?What can I contact you about?
Ask about Credit Formula’s credit repair, restoration, and maintenance services, or home and business loan inquiries through Mortgage Formula. The team can confirm current options.
Can you guarantee a credit score or loan approval?
No specific credit score increase, timeline, or loan approval is promised on this website. Ask about the scope and limitations of any service before you decide to proceed.
What does a program cost?
Contact the office for current pricing, program details, and written terms. This website does not quote fees or accept payments.
What should I bring to the first conversation?
Start with your goal and the questions you want to ask. The team can explain what information is needed next. Please don’t include Social Security numbers, account numbers, or credit reports in this demo form.
Where is the office?
100 West Broad Street, #118, Hazleton, PA 18201. Call (570) 751-3130 to arrange a visit and confirm availability.
Does the form send a message?
No. This is a website preview. The form only shows your inquiry on this page; nothing is sent or saved. Use the phone or email links to contact the business.
Your next step
Let’s talk about
your tomorrow.
A question about credit. A plan for a home.
Start your conversation with Lorenzo Wright.
Hazleton, PA 18201, United States
Ready for a conversation.
Your inquiry has not been sent. Call or email Credit / Mortgage Formula to get in touch.